Chér Philio, Founder of Health Guide 65
At Health Guide 65, I am dedicated to making your Medicare journey simple, supportive, & stress-free.
I walk alongside you as we explore your options together, offering honest, pressure-free guidance that’s truly tailored to your needs.
My goal is to help you make informed decisions with clarity & confidence.
It started with my mom
Supporting my mom through her health challenges gave me a firsthand look at how confusing and overwhelming Medicare can be. Finding clear, honest answers wasn’t easy.
Helping people is truly my calling. I love taking the time to listen, explain things in simple terms, and make sure you feel comfortable, confident, and supported every step of the way.
Whether you’re turning 65, retiring, new to the area, or reviewing your current plan, I can help—at no cost to you.
FREE VIRTUAL OR IN-PERSON MEDICARE 101 EDUCATIONAL SESSIONS
Information ideal for those new to Medicare or anyone looking to broaden their understanding.
Do I have to enroll in Medicare?
Learn when and if you're required to enroll in Medicare to avoid penalties and ensure continuous health coverage.
What are the parts of Medicare?
Get a breakdown of Medicare Parts A, B, C, and D—and what each one covers.
What are the costs of Medicare?
Explore the costs of Original Medicare, including premiums, deductibles, and other out-of-pocket expenses for Parts A and B.
What is the difference between an Advantage Plan and a Supplement Plan (Medigap)?
Compare Medicare Advantage and Medigap to find the right coverage for your healthcare needs and budget.
What is the Medicare Prescription Payment Plan?
Learn how the Medicare Prescription Payment Plan helps spread out your out-of-pocket drug costs over the year, making medications more affordable.